Scheduled Equipment - equipment mobile in its use, such as forklifts, concrete saws, excavators, graders is typically addressed separately. Items are listed with serial numbers and actual value.

Small Tools and Equipment - small tool coverage can be added as a lump sum of insurance, for items under $1,000 or sometimes $2,500.

Rented Equipment - need a special item for a certain contract, job or event? You can also insure rented equipment as a specific line of insurance. 

Don't be! It's probably less expensive than you think.

You may think you want the cheapest insurance you can find, but low cost isn't everything. After all, it's said there's no such thing as a free lunch.

While many insurance products are similar in price and function, insurance agents and providers are very different when it comes to structuring a policy to cover you. Your business is unique. Why would you want a one-size-fits-all insurance policy. Many of our insurance carriers offer SPECIALIZED PRODUCTS WITH UNIQUE COVERAGES for various types of businesses.

We’re your neighbors. We protect businesses and people we know and care about. And businesses and people YOU know and care about. And that means we look for ways to protect you better, including carefully choosing the insurance companies we represent, to be both affordable and responsive.

Contact us, and let us at Elk Grove's LOCAL Insurance121 Insurance Solutions help you protect THE BUSINESS YOU'VE PUT YOUR SLEEPLESS NIGHTS, YOUR MONEY, YOUR EVERYTHING, INTO BUILDING for yourself, your employees, your community and your family. We'll help you make wise choices to protect what you value most.