Cyber Liability Insurance

A MATTER OF "WHEN", NOT "IF"

A MATTER OF "WHEN", NOT "IF"

Do you know 43% of cyber attacks are directed at small business. And do you know statistics show that 60% of those suffering cyber attach go out of business within 6 months after the attack. 

Data drives the organizations of today’s world. Business of all sizes have had a cyber attack or data breach, with the average cost to rectify rising to $4.24 million per occurrence.

One stolen laptop, one careless employee, a virus or even paper records that fall into the wrong hands, can create a financial and reputational consequence affecting your business for years to come.

Do you know % of data breaches are to small businesses?

What does cyber liability cover?

With a comprehensive cyber liability policy, you can feel confident you’re covered in case of data breaches and related issues, including:

  • Data compromise protection to cover employee and customer information if your data should ever be hacked, stolen, corrupted, or subject to procedural errors or internal fraud
  • Legal cost protection incurred by legal reviews
  • Forensic services to assist in determining the nature, extent, and perpetrators of an electronic breach
  • Personal services for any persons affected, which may include help line services, credit monitoring, and case managers for identifying theft victims
  • Public relations costs paid for firms to review and respond to the potential impact of the data compromise
  • Costs of legal defense, in an event that the company is sued due to the breach
  • Identity recovery protection to identity fraud victims and restore their credit history and records. This includes owners, employees, and family members

We can help protect your business against damage to electronic data, virus or malware attack, liability to third parties, and also help recover the cost of:

  • Restoring and recreating data to your system
  • Restoring systems to pre-attack levels
  • Lost business and unforeseen expenses
  • Public relations services to communicate with outside parties concerning a computer attack, as well as your public response

Who is cyber liability insurance for?

Cyber liability coverage is available for any business, small and large, nonprofit organizations, and retailers. You may be able to save on costs by bundling coverage with another policy to create a comprehensive suite of business liability coverages. If any of these apply - you need Cyber protection.

  1. Do you accept credit cards? 
  2. Do you maintain medical records for customers or employees?  
  3. Do you maintain personal information for customers or employees, such as Social Security numbers, drivers’ license numbers? 
  4. Do you maintain financial information of  customers or employees?

We can help you assess the risks to your business and get you the protection you need in today’s data-reliant world.

Why we're different -

You may think you want the cheapest insurance you can find, but low cost isn't everything. After all, it's said there's no such thing as a free lunch.

While many insurance products are similar in price and function, insurance agents and providers are very different when it comes to structuring a policy to cover you. Your business is unique. Why would you want a one-size-fits-all insurance policy. Many of our insurance carriers offer SPECIALIZED PRODUCTS WITH UNIQUE COVERAGES for various types of businesses.

We’re your neighbors. We protect businesses and people we know and care about. And businesses and people YOU know and care about. And that means we look for ways to protect you better, including carefully choosing the insurance companies we represent, to be both affordable and responsive.

Contact us, and let us at Elk Grove's LOCAL Insurance121 Insurance Solutions help you protect THE BUSINESS YOU'VE PUT YOUR SLEEPLESS NIGHTS, YOUR MONEY, YOUR EVERYTHING, INTO BUILDING for yourself, your employees, your community and your family. We'll help you make wise choices to protect what you value most.

Where we work - 

At Insurance121 Insurance Solutions, we work to protect businesses in Elk Grove, Galt, and surrounding areas - to include Wilton, Sloughhouse, Rancho Murieta, Acampo, Walnut Grove, Hood, Sacramento, Lodi, Stockton - and throughout California. In Elk Grove, we are members of Elk Grove Chamber of CommerceRotary Club of Laguna SunriseRotary Club of Elk Grove and BNI (Business Networking International) Elk Grove Harvesters Chapter.

We're located in Elk Grove, CA and are licensed in California (DOI# 0K01870).

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