Commercial Property Insurance
PROTECTION FOR BUSINESS PROPERTY
Whether you own real estate held for rent, or your own business occupancy - or stock, inventory, data processing equipment, you don't want to lose your investment to fire, theft or vehicle damage.
How much business could you do without the essential components you depend on daily? Hopefully, you'll never need to find out. Especially if you have a commercial property policy.
When most of us think of commercial property insurance, its easy to think about the big, pricey items first. But, it’s often the smallest pieces of your business that are the most important.
Luckily, a great commercial property insurance policy will help you weather the loss of vital property. With this policy, you will be protected for the replacement cost of all of your vital property.
Worried about the costs?
We make every effort to keep insurance costs low while protecting what matters most to you.
Our business commercial property insurance can protect your business – from a minor setback to catastrophic loss. Even if you don’t own your building, or you lease a workspace, or work from home, business property insurance protects your business’ physical assets, no matter where they are.
While commercial property insurance plans vary depending on the kind of business and type of property insured, they are usually categorized by the type of event leading to a loss, and by what specifically is insured, including:
- Destruction of your building and its contents by fire.
- Damage to your documents caused by a burst water pipe.
- Outdoor sign or other property damaged in a storm.
Most insurance carriers offer monthly payments, or premium financing.
What business property insurance covers -
Small business property insurance is one of the easiest ways to ensure the future of your business. Here are some of the important aspects that commercial property insurance helps protect:
- Your building
- Your outdoor sign
- Your furniture and equipment
- Your inventory
- Your fence and landscaping
- Property of others
The professionals at our firm understand your business is unique. That’s why we take the time to help craft a commercial building and business personal property insurance policy to fit your unique needs, offering a wide range of options that give you both flexibility and protection, at a price your business can afford.
Common types of coverage we frequently recommend:
- Completed value coverage
- Updated building codes
- Loss of business income
- Equipment breakdown coverage
- Flood insurance
- Utility services failure or damage
- Inflation allowance
Why we're different -
You may think you want the cheapest insurance you can find, but low cost isn't everything. After all, it's said there's no such thing as a free lunch.
While many insurance products are similar in price and function, insurance agents and providers are very different when it comes to structuring a policy to cover you. Your business is unique. Why would you want a one-size-fits-all insurance policy. Many of our insurance carriers offer SPECIALIZED PRODUCTS WITH UNIQUE COVERAGES for various types of businesses.
We’re your neighbors. We protect businesses and people we know and care about. And businesses and people YOU know and care about. And that means we look for ways to protect you better, including carefully choosing the insurance companies we represent, to be both affordable and responsive.
Contact us, and let us at Elk Grove's LOCAL Insurance121 Insurance Solutions help you protect THE BUSINESS YOU'VE PUT YOUR SLEEPLESS NIGHTS, YOUR MONEY, YOUR EVERYTHING, INTO BUILDING for yourself, your employees, your community and your family. We'll help you make wise choices to protect what you value most.
