As a rental business, you face unique risks.

As a rental business, you face unique risks.

Whether you rent audio-visual equipment, or contractors equipment - or party, event or wedding supplies and furnishings, our programs can be customized to your particular business. 

Equipment and party rental businesses face unique risks. Your property is being transported here and there - by you, by your employees, or by your customers. And accidents can happen. Plus your property is in the care of your customers, and THEIR customers, for days or even weeks. Rest assured. The insurance programs we at Insurance121 represent have years of experience protecting party rental firms and equipment rental firms. They know your unique requirements. Our job is to help you find the best program for your business. 

Our first priority is helping you take care of yourself, your business, your employees, your community and your family. We know the challenges of small businesses - after all, we're a small business too! We want to learn more about your personal situation, identify your goals and challenges, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

What does and equipment or party rental insurance program cover?

Typical coverages include - 

  • General Liability
  • Commercial Vehicle Insurance
  • Property Insurance, including in transit and at a customer location
  • Workers' Compensation
  • Umbrella Insurance

Customized packages also can include - 

  • Property that you rent from others
  • Property you acquire during the policy term
  • Equipment breakdown
  • Trailers borrowed or owned by others

Worried about the cost? Most programs offer flexible payment options to help you manage cash flow.

Why we're different -

You may think you want the cheapest insurance you can find, but low cost isn't everything. After all, it's said there's no such thing as a free lunch.

While many insurance products are similar in price and function, insurance agents and providers are very different when it comes to structuring a policy to cover you. Your business is unique. Why would you want a one-size-fits-all insurance policy. Many of our insurance carriers offer SPECIALIZED PRODUCTS WITH UNIQUE COVERAGES for various types of businesses.

We’re your neighbors. We protect businesses and people we know and care about. And businesses and people YOU know and care about. And that means we look for ways to protect you better, including carefully choosing the insurance companies we represent, to be both affordable and responsive.

Contact us, and let us at Elk Grove's LOCAL Insurance121 Insurance Solutions help you protect THE BUSINESS YOU'VE PUT YOUR SLEEPLESS NIGHTS, YOUR MONEY, YOUR EVERYTHING, INTO BUILDING for yourself, your employees, your community and your family. We'll help you make wise choices to protect what you value most.

Where we work -

At Insurance121 Insurance Solutions, we work to protect those of you with a rental business, whether it's equipment rental or party rental, in Elk Grove, Galt, and surrounding areas - to include Wilton, Sloughhouse, Rancho Murieta, Acampo, Walnut Grove, Hood, Sacramento, Lodi, Stockton - and throughout California. In Elk Grove, we are members of Elk Grove Chamber of Commerce, Rotary Club of Laguna Sunrise, Rotary Club of Elk Grove and BNI (Business Networking International) Elk Grove Harvesters Chapter.

We're located in Elk Grove, CA and are licensed in California (DOI# 0K01870).

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