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Specialized Business and Personal Insurance in Elk Grove and Sacramento, CA

Insurance121 Insurance Solutions is an independent insurance agency dedicated to delivering comprehensive, customized insurance and risk management solutions in Northern California and throughout the state. We serve individuals, families, and businesses with a ‘one-to-one’ approach; providing specialized products and personalized services to every client. We’re committed to delivering the greatest value and building relationships with the people we serve; it makes it easier to find the right insurance investments, and simpler to maximize these investments' value.  

We offer a variety of personal and commercial insurance programs that we adapt to individual clients' needs.  Home, autoumbrella, and "the toys" (RV’s, boats, motorcycles, collector cars) are covered by our personal lines offerings.

For commercial insurance we have a general business program and programs for specific industries, such as specialized coverage for recycling businesses, entertainment,  wine tour operator and limousine operators. We are also able to quote workers’ compensation insurance with over twenty insurers.

The Benefits of a "One-to-One" Relationship

Acting as the "go-between" for our carriers and clients allows us to work ‘one-to-one’ with clients to ensure they have just right coverage at the best value. We’re proud to make ourselves available to you. Whether you need information, coverage changes, and/or help resolving an emergency, we’re here.

Please contact us or give us a call to learn more.  If you’re ready to start on a policy you can also request a quote.

Need to File a Claim?

For more information on the first steps to take when you need to file a claim, click here and view page six.

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Our Location


9381 E Stockton Blvd #204
Elk Grove, CA 95624

Phone Number:

Main office: 916-236-3351
Fax: 916-405-4205

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:30 PM
Sat: Closed
Sun: Closed


I had been using the same general liability insurance for years. I had Insurance 121 review my coverage--it was discovered that I was completely underinsured! To my surprise, Anitra's personalized designed policy gave my business greater coverage at a very reasonable rate. Thanks so much!

Theresa G.
Anitra and Denise have always been there when I have needed them to explain changes in my policy or to fulfill any request I may have. I trust them with all my business and personal insurance. If you're like me and don't want to worry about your insurance, please call Insurance121, you won't be disappointed.

Kari B.
Fantastic service, Anitra and her staff really do give you the 1-2-1 experience. Everything is handled in a personal and professional manner. Great rates and the best service!!!

Andrew W.
I am very happy with the services I have received from the people at Insurance121 over the years. I really do feel as though they are working tirelessly to look out for our interests. It's great to work with such dedicated professionals!

Don R.
I have followed this agent through 4 different companies over the 25 years I've known her. I can buy insurance anywhere, but seldom get the personal service that you get from 121 . They feel like part of our family and are always right there in the thick of it for us.

Stephen S.
First rate, professional, experienced, knowledgeable. Anitra and her team are the best in the business in the greater Sacramento area.

Tammy M.
Anitra has provided incredible service to my company. Her customer service has been incredible. I recently had some issues with a client's insurance requirements; Anitra and Denise not only assisted me with understanding the insurance terminology, but spoke directly with our client to resolve some contractual issues. This team has always been responsive and great to work with. Thank you.

Joan D.
Such a great team, Anitra is really hands on and knows her stuff! She provides a great service to businesses, large and small. I highly recommend her and the Insurance121 team.

Jedidah L.