Contractor Insurance

Contractors know that winning bids is essential to being a successful builder. But, just as important is protecting yourself from unnecessary risk.

A job site accident could lead to a major financial loss for an uninsured contractor.

Because every business is different, commercial insurance solutions for contractors can range from a basic policy to a thorough mix of coverages.

Also, the type of contracting business you own, size, number of employees, and type of work all have an impact on the types of protection you may need.

We understand you need to stay focused on work, and not the risks you face every day. That's why we work with multiple carriers to find you the best coverage at the most affordable price.

Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.

Our insurance keeps protecting you from any accidents or faults that may allegedly result from work you’ve overseen or performed. In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.

The list of coverage areas that need to be addressed in your contractors insurance include:

• Property in transit
• Workers Compensation 
• Trucks and other commercial vehicles 
• Errors and omissions

If your contractors insurance misses any of this protection, your job and your company could be at serious risk.

Any person or business working in construction trades: building construction, heavy construction, or home improvement. We offer coverage for every trade, including:

• Contractors Insurance
• Carpenter Insurance
• Plumber Insurance
• Handyman Insurance
• Electrician Insurance
• Masonry Insurance
• Security Company Insurance
• Home Builder Insurance
• Developer Insurance
• Renovation Insurance
• Welding Insurance
• Artisan Insurance
  

Understandably, price is always a concern for contractors. But, with a custom contractors insurance policy, you control what coverage you want to pay for, making it surprisingly affordable.

You may think you want the cheapest insurance you can find, but low cost isn't everything. After all, it's said there's no such thing as a free lunch.

While many insurance products are similar in price and function, insurance agents and providers are very different when it comes to structuring a policy to cover you. Your business is unique. Why would you want a one-size-fits-all insurance policy. Many of our insurance carriers offer SPECIALIZED PRODUCTS WITH UNIQUE COVERAGES for various types of businesses.

We’re your neighbors. We protect businesses and people we know and care about. And businesses and people YOU know and care about. And that means we look for ways to protect you better, including carefully choosing the insurance companies we represent, to be both affordable and responsive.

Contact us, and let us at Elk Grove's LOCAL Insurance121 Insurance Solutions help you protect THE BUSINESS YOU'VE PUT YOUR SLEEPLESS NIGHTS, YOUR MONEY, YOUR EVERYTHING, INTO BUILDING for yourself, your employees, your community and your family. We'll help you make wise choices to protect what you value most.