9381 E Stockton Blvd, Ste 204, Elk Grove, CA 95624

916-236-3351
anitra@ins121.com
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Commercial Auto Insurance

HITTING THE STREETS

HITTING THE STREETS

Even if your commercial vehicles are not the primary way your business makes money, its always smart to properly insure the vehicles you depend on as a business owner. After all, auto accidents could be your most common risk of a liability claim made against you.

Start Here to Request a Fast & Easy Commercial Vehicle Quote

Business auto insurance helps cover vehicles owned by your business.

Whether you have a fleet or one commercial vehicle, consider business auto insurance.


Cover business vehicles with business auto insurance.

When your business owns vehicles, there are unique risks that come into play that you need to account for. With a business auto insurance policy, you can safeguard against those risks.

Add an extra layer of coverage to your auto policy.

A vehicle collision is never good news, but when it’s one of the cars or trucks owned by your business, the consequences are more complicated. Business auto insurance takes all the elements of normal auto coverage and adds on extra protection. This may include coverage for the following:

  • Bodily Injuries
  • Collisions
  • Named Perils
  • Property Damage


Higher liability coverage than auto insurance for individuals.

For example, when obtaining business auto insurance you may usually get much higher liability coverage to reflect the fact that a business typically has more assets at risk than an individual would. Additionally, you can get collision insurance. This type of coverage pays out for damage to your vehicles no matter who caused the collision—a protection that’s often a must if you lease or finance commercial vehicles.

Do your employees need coverage on their personal vehicles?

If your employees are using their own personal vehicles for business-related reasons and they get into an accident, your business might be held liable. With non-owned auto liability coverage, your business may be protected.

Essential for employees who use their own vehicles for work.

It’s also worth considering non-owned auto liability coverage, which is an add-on or a separate policy covering those instances when your employees drive their own personal cars or trucks as part of their work for your business. This type of protection may help reduce the risk of messy legal complications if they are injured or their vehicle is damaged while on the job.

Business auto insurance is essential for those that run a business. Contact us to learn more and to go over your specific needs and coverage options.

Why we're different -

You may think you want the cheapest insurance you can find, but low cost isn't everything. After all, it's said there's no such thing as a free lunch.

While many insurance products are similar in price and function, insurance agents and providers are very different when it comes to structuring a policy to cover you. Your business is unique. Why would you want a one-size-fits-all insurance policy. Many of our insurance carriers offer SPECIALIZED PRODUCTS WITH UNIQUE COVERAGES for various types of businesses.

We’re your neighbors. We protect businesses and people we know and care about. And businesses and people YOU know and care about. And that means we look for ways to protect you better, including carefully choosing the insurance companies we represent, to be both affordable and responsive.

Contact us, and let us at Elk Grove's LOCAL Insurance121 Insurance Solutions help you protect THE BUSINESS YOU'VE PUT YOUR SLEEPLESS NIGHTS, YOUR MONEY, YOUR EVERYTHING, INTO BUILDING for yourself, your employees, your community and your family. We'll help you make wise choices to protect what you value most.

Where we work -  

At Insurance121 Insurance Solutions, we work to protect those of you with a meeting production or event production in Elk Grove, Galt, and surrounding areas - to include Wilton, Sloughhouse, Rancho Murieta, Acampo, Walnut Grove, Hood, Sacramento, Lodi, Stockton - and throughout California. In Elk Grove, we are members of Elk Grove Chamber of Commerce, Rotary Club of Laguna Sunrise, Rotary Club of Elk Grove and BNI (Business Networking International) Elk Grove Harvesters Chapter.

We're located in Elk Grove, CA and are licensed in California (DOI# 0K01870).

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