Insurance for Body Shops and Auto Service



The risks you face as a business owner, especially an owner of a body shop or auto repair garage are many.

Whether you're the owner of a muffler business, or tire, or exhaust, or upholstery, transmissions or glass, a lot can happen. A break-in where tools are stolen. Or customers' vehicles are vandalized. Or you're in an accident test-driving a customer's gorgeous, refurbished 1956 Chevy Bel Air. As a mechanic or body shop owner, you're working with tools, and lifts, and paint sprayers, and power tools, all of which create risk.

Our first priority is helping you take care of yourself, your business, your employees, your community and your family.  We know the challenges of small businesses - after all, we're a small business too. We want to learn more about your personal situation, identify your goals and challenges, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

What does garage insurance cover - 

The solid frame of a solid garage package can include - 

  • General Liability
  • Commercial Property
  • Garagekeepers Liability for customers' autos
  • Theft
  • Workers' Compensation
  • Umbrella

Many additional coverages might also be considered, such as  - 

  • Pollution Liability
  • Tow Truck Insurance
  • Cyber Liability
  • Employment Practices
  • Employee Dishonesty
  • Glass and Sign Insurance

Why we're different -

You may think you want the cheapest insurance you can find, but low cost isn't everything. After all, it's said there's no such thing as a free lunch.

While many insurance products are similar in price and function, insurance agents and providers are very different when it comes to structuring a policy to cover you. Your business is unique. Why would you want a one-size-fits-all insurance policy. Many of our insurance carriers offer SPECIALIZED PRODUCTS WITH UNIQUE COVERAGES for various types of businesses.

We’re your neighbors. We protect businesses and people we know and care about. And businesses and people YOU know and care about. And that means we look for ways to protect you better, including carefully choosing the insurance companies we represent, to be both affordable and responsive.

Contact us, and let us at Elk Grove's LOCAL Insurance121 Insurance Solutions help you protect THE BUSINESS YOU'VE PUT YOUR SLEEPLESS NIGHTS, YOUR MONEY, YOUR EVERYTHING, INTO BUILDING for yourself, your employees, your community and your family. We'll help you make wise choices to protect what you value most.

Where we work -  

At Insurance121 Insurance Solutions, we work to protect those of you with an auto service business, whether it's a body shop or auto repair, in Elk Grove, Galt, and surrounding areas - to include Wilton, Sloughhouse, Rancho Murieta, Acampo, Walnut Grove, Hood, Sacramento, Lodi, Stockton - and throughout California. In Elk Grove, we are members of Elk Grove Chamber of Commerce, Rotary Club of Laguna Sunrise, Rotary Club of Elk Grove and BNI (Business Networking International) Elk Grove Harvesters Chapter.

We're located in Elk Grove, CA and are licensed in California (DOI# 0K01870).

Have a Question?

Thank you!