Food and Beverage Business Insurance in Sacramento, CA

Few experiences are more fulfilling than operating your own food or beverage service business—like a sandwich shop, coffee shop, or brewery—and watching your patrons enjoying the handiwork from your kitchen. Often times, the food and drink you create, especially in restaurants that feature regional or ethnic cuisine, are a representation of your heritage. It’s rewarding to share your culture with your community, and food and drink is a perfect way to do so.

However, the food service industry isn’t without its share of headaches. Sometimes unexpected events can lead to significant financial risks, many of which are unmanageable without food or business insurance coverage. You may be wondering “If a customer falls on a wet floor and files a lawsuit against me, will I be able to pay legal fees?” Or maybe you want to know if you’re covered should a refrigeration unit fail and cause food spoilage, depleting your inventory. Our agents are here to help you answer those questions, and make sure that your insurance policy protects you from all risks and exposures.

Food and Beverage Business Insurance Policy Features

At our Insurance121 Insurance Solutions, we write coverages for the following types of food and beverage establishments.

  • Restaurants
  • Sandwich shops and delis
  • Pizza shops
  • Caterers
  • Food trucks
  • Bakeries
  • Coffee shops
  • Fine dining restaurants
  • Ethnic restaurants
  • Bars and nightclubs
  • Brewpubs
  • Breweries
  • Wineries
  • Cideries
  • Distilleries
  • Grocery stores
  • Convenience stores

Contact an agent today with any questions, or request a quote to start protecting your food or beverage business.