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Business of the Month

May - The Secret Garden



Don’t miss their succulent extravaganza   May 27—28th, with hourly classes on growing succulents.  Succulents are certainly the rage, aren’t they?  Low maintenance, low water, and gorgeous!   

 Here is from my interview with Jennifer:


In 2002, taking care of 4 little ones, and a husband tiring of the restaurant business, Jennifer and Victor decided to open up shop.  Victor had education in civil engineering, and wanted to do something with concrete – hence the fountains.  Jennifer wanted the business to be more than just rocks and stones – she wanted to have decorative items as well.


The book The Secret Garden was their motivation in naming – where the characters wanted to bring a garden to life, but in fact, the reverse happened – the garden brought them to life!  Jen and Vic’s goal was to show folks how to create “living” rooms in that vast expanse of their back yard.


The Secret Garden is a family business, with Jennifer and Victor running the show.  Victor is the “Minister of Exterior Affairs” and Jennifer is the “Minister of Interior Affairs” – meaning he runs the outside and she runs the inside.  Their 4 grown children help by forcing them (at first kicking and screaming, but now successfully) into Facebook, Instagram all the social media.  Jennifer is a whiz at it (and is my tutor here at Insurance121!).


Here’s the difference between The Secret Garden and the larger nurseries and big box stores, hardware stores.  It’s like “Cheers”, where everybody knows your name, has a smile to greet you, asks how “how’d that piece you bought for your back yard work out?”  The Secret Garden is local, it’s family-owned, it’s small business, and it’s SO MUCH MORE THAN A GARDEN STORE.  Check out The Secret Garden at or at



Our Location


9381 E Stockton Blvd #204
Elk Grove, CA 95624
Main office: 916-236-3351
Fax: 916-405-4205

Our Providers


I had been using the same general liability insurance for years. I had Insurance 121 review my coverage--it was discovered that I was completely underinsured! To my surprise, Anitra's personalized designed policy gave my business greater coverage at a very reasonable rate. Thanks so much!

Theresa G.
Anitra and Denise have always been there when I have needed them to explain changes in my policy or to fulfill any request I may have. I trust them with all my business and personal insurance. If you're like me and don't want to worry about your insurance, please call Insurance121, you won't be disappointed.

Kari B.
Fantastic service, Anitra and her staff really do give you the 1-2-1 experience. Everything is handled in a personal and professional manner. Great rates and the best service!!!

Andrew W.
I am very happy with the services I have received from the people at Insurance121 over the years. I really do feel as though they are working tirelessly to look out for our interests. It's great to work with such dedicated professionals!

Don R.
I have followed this agent through 4 different companies over the 25 years I've known her. I can buy insurance anywhere, but seldom get the personal service that you get from 121 . They feel like part of our family and are always right there in the thick of it for us.

Stephen S.
First rate, professional, experienced, knowledgeable. Anitra and her team are the best in the business in the greater Sacramento area.

Tammy M.
Anitra has provided incredible service to my company. Her customer service has been incredible. I recently had some issues with a client's insurance requirements; Anitra and Denise not only assisted me with understanding the insurance terminology, but spoke directly with our client to resolve some contractual issues. This team has always been responsive and great to work with. Thank you.

Joan D.
Such a great team, Anitra is really hands on and knows her stuff! She provides a great service to businesses, large and small. I highly recommend her and the Insurance121 team.

Jedidah L.