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Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Insurance121 Insurance Solutions, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Insurance121 Insurance Solutions who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Insurance121 Insurance Solutions before making a decision.

Our Location

Insurance121

9381 E Stockton Blvd #204
Elk Grove, CA 95624
Main office: 916-236-3351
Fax: 916-405-4205

Our Providers

Testimonials

I had been using the same general liability insurance for years. I had Insurance 121 review my coverage--it was discovered that I was completely underinsured! To my surprise, Anitra's personalized designed policy gave my business greater coverage at a very reasonable rate. Thanks so much!

Theresa G.
Anitra and Denise have always been there when I have needed them to explain changes in my policy or to fulfill any request I may have. I trust them with all my business and personal insurance. If you're like me and don't want to worry about your insurance, please call Insurance121, you won't be disappointed.

Kari B.
Fantastic service, Anitra and her staff really do give you the 1-2-1 experience. Everything is handled in a personal and professional manner. Great rates and the best service!!!

Andrew W.
I am very happy with the services I have received from the people at Insurance121 over the years. I really do feel as though they are working tirelessly to look out for our interests. It's great to work with such dedicated professionals!

Don R.
I have followed this agent through 4 different companies over the 25 years I've known her. I can buy insurance anywhere, but seldom get the personal service that you get from 121 . They feel like part of our family and are always right there in the thick of it for us.

Stephen S.
First rate, professional, experienced, knowledgeable. Anitra and her team are the best in the business in the greater Sacramento area.

Tammy M.
Anitra has provided incredible service to my company. Her customer service has been incredible. I recently had some issues with a client's insurance requirements; Anitra and Denise not only assisted me with understanding the insurance terminology, but spoke directly with our client to resolve some contractual issues. This team has always been responsive and great to work with. Thank you.

Joan D.
Such a great team, Anitra is really hands on and knows her stuff! She provides a great service to businesses, large and small. I highly recommend her and the Insurance121 team.

Jedidah L.