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The Insurance121 Story

A note from Anitra Koski:

After more years than I care to admit as an insurance agent/broker in the Sacramento and Stockton areas, in 2006 I took the BIG step of opening my own agency in Elk Grove—where we’ve lived since 1986. Tough at first, for sure—with the meltdown of the economy, working alone, out of my home. But my strength has always been in my relationships and my customer CARE. So many loyal clients helped push it through—and I say this with more gratitude than you can imagine. Thank you to each of you who has stuck with me all these years.

In 2011 Les Willmon and Anitra Koski joined forces, and in 2014 started under the name Insurance121 Insurance Solutions (CA DOI License 0K01870). Through this partnership, Les and Anitra are able to provide choice and expertise in many facets of this complicated insurance industry—Les in protecting your personal assets, and Anitra with many years’ focus on insuring business.

Lest we forget Denise—those of you who have worked with our Account Manager Denise Winston know she’s the glue that holds our customer service together.

Here's What We're About

Our name represents our business philosophy—common sense insurance solutions, always "one-to-one”. And our goal is to keep insurance simple for you. We pay attention to the details so you don't have to. We want you to be able to rely on us as an agency who “knows their stuff”. And follows through on what they say they will do. We believe we can’t always promise sunny skies, but we can give you an umbrella when it rains. That’s what insurance is all about.

Hold us to the high standard of service we strive for - we hope you’ll provide your comments on how we’re doing . We know that you rely on us to protect your most valuable treasures, your family, home, cars, businesses and finances. And for that trust, we thank you.

What My CIC Designation Means For My Clients

Today’s insurance and risk management industry is big, complex, and full of variation. As you consider what kind of coverage you need for your unique set of risks and exposures—both current and future—my training as a Certified Insurance Counselor (CIC) has prepared me to be the competent and proven advisor you need. Training to become a CIC includes 100 classroom hours and five comprehensive exams. In addition, I attend continuing education courses every year to update my knowledge and skills, to ensure that you always receive from me the attention, care, and current information necessary to make your coverage decisions.

The CIC designation and pin are marks of distinction that demonstrate my commitment to professional excellence and leadership in the insurance industry. I am proud to be among 31,500 CICs in the country–the best and most knowledgeable insurance practitioners in the nation. 

- Anitra Koski, Principal of Insurance121

Our Location

Insurance121

9381 E Stockton Blvd #204
Elk Grove, CA 95624
Main office: 916-236-3351
Fax: 916-405-4205

Our Providers

Testimonials

I had been using the same general liability insurance for years. I had Insurance 121 review my coverage--it was discovered that I was completely underinsured! To my surprise, Anitra's personalized designed policy gave my business greater coverage at a very reasonable rate. Thanks so much!

Theresa G.
Anitra and Denise have always been there when I have needed them to explain changes in my policy or to fulfill any request I may have. I trust them with all my business and personal insurance. If you're like me and don't want to worry about your insurance, please call Insurance121, you won't be disappointed.

Kari B.
Fantastic service, Anitra and her staff really do give you the 1-2-1 experience. Everything is handled in a personal and professional manner. Great rates and the best service!!!

Andrew W.
I am very happy with the services I have received from the people at Insurance121 over the years. I really do feel as though they are working tirelessly to look out for our interests. It's great to work with such dedicated professionals!

Don R.
I have followed this agent through 4 different companies over the 25 years I've known her. I can buy insurance anywhere, but seldom get the personal service that you get from 121 . They feel like part of our family and are always right there in the thick of it for us.

Stephen S.
First rate, professional, experienced, knowledgeable. Anitra and her team are the best in the business in the greater Sacramento area.

Tammy M.
Anitra has provided incredible service to my company. Her customer service has been incredible. I recently had some issues with a client's insurance requirements; Anitra and Denise not only assisted me with understanding the insurance terminology, but spoke directly with our client to resolve some contractual issues. This team has always been responsive and great to work with. Thank you.

Joan D.
Such a great team, Anitra is really hands on and knows her stuff! She provides a great service to businesses, large and small. I highly recommend her and the Insurance121 team.

Jedidah L.